MoneyPOP Privacy Policy

MoneyPOP Inc. (“MoneyPOP,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website (moneypop.ai), mobile app (“the App”), and related services (collectively, the “Services”).

By using the Services, you agree to this Privacy Policy. If you do not agree, please discontinue use.

1. Information We Collect

We collect the following types of information:

a. Personal Information

When you create an account or interact with the App, we may collect:

• Name, email address, phone number, and business name.
• Financial and accounting data voluntarily connected through third-party integrations (e.g., Plaid, Stripe).
• Authentication data for secure login and verification.

b. Financial Data

When you connect your bank or financial accounts via third-party partners (such as Plaid), we may receive:

• Account balances, transactions, and related financial information.
• This data is read-only and used strictly for financial analysis, forecasting, and insights.

c. Usage and Device Data

We automatically collect technical information about how you use our Services, such as:

• IP address, browser type, device identifiers, operating system, and in-app actions.
• This data helps improve performance, security, and user experience.

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our Services.
• Analyze usage trends and personalize your experience.
• Communicate with you about updates, offers, and support.
• Comply with legal and regulatory obligations.

We never sell user data to third parties.

3. Data Sharing and Third-Party Services

We may share data with:

• Plaid and other financial data providers to sync your accounts securely.
• Stripe or RevenueCat for payment processing.
• Authorized service providers (hosting, analytics, email, or customer support).

All partners are required to follow data-protection and confidentiality standards consistent with this Privacy Policy.

4. Data Retention

We retain your personal and financial data only as long as your account is active or as required by law.

When you delete your account or request deletion:

• Personal information and connected financial data are permanently removed within 30 days, unless retention is legally required (e.g., tax or audit obligations).
• Aggregated, non-identifiable data may be retained for analytics and app performance insights.

5. Account Deletion and User Rights

You can request account deletion directly in the app or by contacting hello@moneypop.ai.

When you delete your account:

• All personal identifiers (name, email, linked accounts) will be erased from active systems.
• Your connected financial data (via Plaid or other APIs) will be de-linked and securely purged.
• Any stored backups are automatically overwritten during our standard 30-day deletion cycle.

You may also request:

• Access to the data we hold about you.
• Correction of inaccurate data.
• Portability (export) of your financial data in a readable format.

To exercise these rights, email hello@moneypop.ai with the subject line “Data Request.”

6. Security

We use administrative, technical, and physical safeguards to protect your information. All financial data is encrypted in transit and at rest using industry-standard security measures. However, no system is completely secure, and users are encouraged to use strong passwords and protect their login credentials.

7. Children’s Privacy

MoneyPOP is intended for users 18 years and older. We do not knowingly collect data from children under 18.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be posted at moneypop.ai/privacy, and the “Last Updated” date will reflect the most recent revision.

9. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at: hello@moneypop.ai